The Key to Securing Your Financial Future Through Investing

By Ejima L. Pitt

In these challenging economic times, several individuals want insure their futures since they recognize that if they are depending on Social Security Benefits and in a lot of cases retirement plans, they might be in for a surprise. It will be rather impossible at the present time for folks to live on paycheck for their whole lives hence, having an investment in stocks or mutual funds will help to withstand future financial troubles.

Over the years you might have been putting money in a low interest savings bank account however at this point you want to see that money multiply at a a lot faster pace hence, investing is the solution. This is the way we plan for the shorter term to buy things that need planning for in the instant to near future and this affects where the funds will be invested for the best financial gain.

It is also possible once funds is needed momentarily to invest it in areas that are considered higher risk, but large sums can be gathered in a small amount of time this way. This is not the kind of investment area that you would want to risk your retirement on though so a safer, longer term approach is essential.

To generate wealth and security are the main reason for investing, over a period of time plus it is also essential to bear in mind that you will not always be in a position to earn an salary and will in the long run want to retire. You besides would not rely on the Social Security system to do what you anticipate it to achieve and because we have seen with Enron, you would not necessarily depend on your company's retirement benefit also so investing is the answer to insuring your own economic future, however you have to make smart investments!

That is not to express that investment is devoid of risk also and is considered to be a game by man, one you will not understand whether you have won or not until the very end. Similar to any game, it is the way you play that will make the difference between winning and failure and investment requires a game plan. If you know immediately how much money you will require when you stop working, it is simply a a question of preparing where to invest to meet that need.

If you are looking to do this, can be guaranteed that flexibility is the crucial factor long term financial speculation with every fund put in place to meet the requirements of the person. The most famous of these areas is the stock market with literally hundreds of thousands of companies available to speculate savings in. This is not an area that should be hurried into just similar to a sport there are rules and if you do not understand them you will not play very well and the chances of winning reduced, subsequently learn what you can before indulging. The financial plans you utilize might indicate that your future will be assure although take care that your current financial requirements are healthy prior to you start. - 23204

About the Author:

To learn more about investing opportunities, visit my blog to learn more about investing in mutual funds, what is mutual funds, and why mutual funds investing is a great option to consider

How to Use The Internet to Put Your Retirement Speech Together

By Lawole Johnny

Retirement is a big event in one's professional and personal life, as it represents the end of an existential stage and the beginning of another. The moment when you say farewell to co-workers can be indeed emotional and special, and it is usually marked by a retirement speech as part of the retirement party. Very similar to a wedding speech, the retirement speech is suggestive for the professional experience people have had together with the retiree.

In fact, the retirement speech is often full of evocations of past incidents, funny moments and important achievements that have marked the retiree's activity. Nobody will feel awkward if you give a humorous and relaxed speech. If you can't appeal to the audience, chances are that they will get either too emotional or really bored. Keep in mind that the main purpose of the event is to celebrate, have fun, and create something memorable.

With any retirement speech you will be looking back on the years spent with colleagues and you'll remember so many events that have kept you together. It is a long-term collaborator and friend who usually delivers the retirement speech. As you get ready for the event and you prepare the retirement speech, ask your other colleagues for impressions and special farewell words and even use a camera to record nice messages and goodbyes.

You'll most certainly feel tensed when delivering the retirement speech. If you know how to break this tension, everybody will feel a lot more comfortable. Tell a funny incident, make a joke and say some heart-felt words so as to lighten up the atmosphere. Check the Internet for retirement speech ideas, as one can often lack inspiration, or you can turn to a professional for help.

The costs for such services are not high, and since they are easy to access and use, their reputation has definitely improved over the last years. Many people choose to pay $25 for a retirement speech and save themselves the embarrassment of not being able to put several phrases together. Whichever solution you may come up with, make sure to first think about the person you dedicate the speech to. - 23204

About the Author:

For further information on financial retirement planning, Retirement Planning Advice, or Investing For Retirement tips, visit my blog for more great tip about Retirement Income Planning, to learn how to start saving and investing for your retirement today.

Real Estate investors cash in on the RV Rental Business

By Jimmy Trampart

Rentals of motorhomes and travel trailers are up and the New National reservation center by RV Rentals Nationwide has taken thousands of call and our now looking for Owners of travel trailers and motorhomes to take on a large share of rental request.

Specializing in delivering the RV Rental to the customer, RV Rentals Nationwide captured a large amount of the RV Rental customer that wanted travel trailers in Oklahoma in less than 2 years. RV Rentals Nationwide now lets the RV Renter tow the unit if they like or they can still deliver the unit to the campsite for the RV Renter but now the demand for Motorhomes such as Class C and Class A are a big demand now. Thousands of calls each month at RV Rentals Nationwide for people that want to drive to various events like Church events and NASCAR Races.

RV owners that don't use there RV that much now have the opportunity to make money in the RV Rental Business buy just signing up on a site to list there RV for Rent. This affiliate program came about because RV Rentals Nationwide had been referring out allot of the overflow business to other RV Rental companies. RV Owner will soon be able to showcase there RV for everyone to see. RV Owner will be able to sign up to deliver there RV to the customer and /or allow the customer to pick up the RV on there own. More money is to be made for Owner Operators that are willing to deliver there RV Rental property to the RV Renter on demand.

RV Rentals Nationwide is currently seeking more real estate investors to get involved in the RV Rental Market. As were most travel trailer are rented out for 6 to 7 months of the year, Motorhomes rent out 11 to 12 Months of the year. As a motorhome investor the Motorhome / Travel Trailer is insured under their million dollar RV rental policies. All drivers of motorhome are required to put up credit card deposits to cover any damages so there is literally no risk to the owner of the unit. "This is better than the Real Estate Business" says corporate Investor.

Allot of people are buying real-estate left and right but if one was to do the math the "RV property management way is the way to go".

If a Real estate Investor takes a $100,000 (30) year mortgage on a house hey would stand to pay approximately $655 at 6%. If a real-estate investor was to rent out their home one might be able to rent it at $850 a month if they were lucky.

Now take a $50,000 Motorhome. If a real-estate investor had the same terms on a Motorhome the monthly payment would be around $360.00 a month and would stand to make $2450 a month because RV Rentals Nationwide has the clients to keep the motorhome booked. That is easy math.... This is on 1 motorhome. 2 would be $4900 a month, 3 would be $7350 and so on and so fourth.

RV Rentals Nationwide equips each RV Rental unit with GPS tracking to further protect the RV Rental investor's interest as well.

You can reach RV Rentals Nationwide by calling 866-610-4931 Ext 60 for more information. - 23204

About the Author:

Learn more about RV Rental Income. Stop by to find out all about Renting your RV and what it can do for you.

Beginners Introduction To ETF Trading System

By Patrick Deaton

The type of ETF trading system that a person chooses is going to be a personal choice that will involve many variables. Depending on whether a person wants to invest in a software program, subscribe to a service, do the research on their own, or use a system that they come up with. There basically is no standard system that everyone uses when they trade.

The system that will work for a new trader will depend on the type of trading that is going to be done, the sectors that will be traded, and the style of trading that a person enjoys. A different system will work more effectively with high risk Leveraged ETFs than with long term ETFs. So, if a trader is going to diversity among several sectors they may need to have different systems in place that will work with each sector.

When selecting a system, it is important to remember that there is no magic trading system out there that will be effective all the time. When people start using a system that they have been told is the magic bullet they are disappointed and frustrated very quickly. The ETF is made up of millions of small moving parts that each affect the trades taking place. A system that may work for one person might not be as effective for another. Finding the system that works for you will be developed over a period of time as strategies and systems are tried and discarded or altered.

The easiest system to start with that provides minimal risk and will get a traders feet wet is the EMA system. EMA stands for Exponential Moving Average. It involves following trends, and has a pretty decent risk rating. The ETFs most traded using this system are TLT, XLF, SMH, RTH, and a few others.

The crux of the system is that when the fast EMA crosses above the slow EMA a trader goes long. When the slow EMA crosses the fast EMA, the trader goes short. The rule is that a person has to leave or reverse their position the date after the fast EMA and slow EMA cross. And, when the rules have been set up on the days for the EMAs to cross, usually fifteen, the trader needs to stick to them.

As easy as this system is a person will have to do the research on the sectors they are considering and follow their trends to make effective trades. Setting buy and sell limits will help to keep the trading on track.

Setting a risk allotment that is a percentage of the total capital you are willing to risk on a position will also make the trading in this system more effective. When an account reaches the minimum, move on. Setting the number of losing trades in a row acceptable, then the percent that the account will be reduced will also help to assure an effective trade.

The most effective ETF trading system will be the one that works for the individual using it. When looking at different systems one must be as analytical as when they are planning on trading in a sector. Find out the consistent success of the system and how it worked in the sector that one is considering using it in. By discussing systems and strategies with a person who has knowledge of ETFs, trading strategies and systems, a person will be able to achieve successful trading within a short time. - 23204

About the Author:

Learn how it's very possible to make 6% per month in your investment accounts using etf trading! "Big A" is a recognized expert in the world of etf trading system and reveals trading and investment secrets that have been kept under wraps by hedge traders for years. Get his free report and webinar today!

Reasons For Investing In The Stock Market - Part 1

By Zigfred Diaz

I had been writing several articles that gave a comprehensive introduction on how to invest in the Philippine stock market . Focus was given on the basic principles that each prospective investors should know. In this article the advantages of investing in the stock market will be given focus.

I have stated before that the stock market is just another vehicle of investment. A good question to ask yourself is why should you choose to invest in the stock market. What advantage would you get in investing in the stock market ?

The following reasons could probably answer the above question. Take note, examples given refer to Philippine based companies and currency. If you wish to view the entire article please visit my blog.

1.) The expectation of great returns - In 1997, the price of Globe Telecom Inc. (GLO) stocks was only P152.00 per share. You would only have spent P 1,520.00 to buy the minimum board lot of 10 shares. Now the price of globe has increased ten times more. It is pegged at P 1,620.00+. Meaning, the value of those shares that you bought at 1997 would be P 16,200 right now. This means that on the average you get 30 % return per annum. This is far more advantageous than putting your money in time deposit accounts which only give you less than 4 % per annum. This is just an example of what the financial experts are saying that when the stock market goes up, it really goes up. Returns could reach as high as 200 %+ per annum or even more. This is really expected, especially if you invest long term. It is interesting to know that the Philippine stock market is expected to be in a bull run for the next 2 to 3 years. If there is a time to get involved in the stock market, now would be the best time to do so.

2.)"Ownership" in the companies that you are investing in. - Wouldn't it be so cool to have your own Jollibee franchise ? However the investment of 20 to 25 million pesos does not make it so cool considering that you also have to put in time and effort to run the store. So instead of owning a Jollibee franchise why not buy Jollibee instead through buying shares of stocks in the corporation ? The minimum board lot of JFC shares (Jollibee Foods Corporations - JFC) cost only P 5,000+. With this investment you indirectly own the more than 1414 stores in the Philippines and 175 in other countries not to mention Red Ribon, Chowking, Deli-France, A popular fastfood chain - Yonghe King in China and popular teahouse chain from Taiwan called Chun Shui Tang including Jollibee's pilot restaurant "Tio Pepe's Karinderia." So next time you eat at Jollibee tell your friends and that you like to eat there because you "own part of the company." You might want to own stocks of PLDT or Globe to help you become more prompt in paying your bills.

3.) You belong to a special group of people when you invest in the stock market -

When asked to join a multi-level marketing scheme, I always want to know when the company started. I ask this question because I believe that if it started a long time ago, my chances of recruiting other people will be lessened as most people that I know has already been recruited.

But investing in the stock market is not multi-level marketing. It does not matter whether the market is saturated or not. But it's good to know that we are among the first to exploit the market's potential.

Most of those who invest in the stock market are from the class A and B segments of the population. An Asian Development Bank study done in 2005 revealed that only 600,000, out of the of the country's 87 million population, invest in the stock market. This means that only 0.7 % of the population are involved in stock market trading. - 23204

About the Author:

Would you want to know more about investment strategies ? Visit the blog of Zigfred Diaz where he writes about several interesting topics such as investments, money management, business, making money online and Stock market investing